WIBA Insurance: Stay Compliant. Protect Your Business.
WIBA (Work Injury Benefits Act) insurance is mandatory in Kenya. If you employ even one person, you are legally required to cover them against work-related injuries or illness.
Without it, you risk fines, lawsuits, and full liability for employee compensation.
What Affects Your Premium?
WIBA is straightforward. Your cost depends on:
- Total Payroll: A small percentage of your annual wages
- Type of Work:
- Low Risk – Office staff, clerks
- High Risk – Construction, drivers, factory workers
- Number of Employees: More staff = higher overall exposure
What Does WIBA Cover?
A standard policy includes:
- Death Benefits: Compensation to dependents (up to 96 months’ salary)
- Permanent Disability: Payout if an employee cannot work again
- Temporary Disability: Salary replacement during recovery
- Medical Expenses: Treatment costs for work-related injuries
- Funeral Expenses: Support for burial costs in case of fatal accidents
Why Work With Us?
We don’t just get you insured—we make sure you’re properly covered and compliant.
- Market Comparison: Find the best rates from top insurers
- Clear Guidance: Understand exactly what the law requires
- Right Classification: Avoid overpaying or misclassifying staff
- Claims Support: We help you handle claims efficiently
- Ongoing Support: As your team grows, your cover keeps up
Don’t Risk Non-Compliance
Get your WIBA cover sorted quickly and correctly.
📧 hello@dennylinkinsurance.co.ke
📞 0721 336 806 (Call/WhatsApp)
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