Directors & Officers (D&O) Insurance: Protect Your Personal Assets
As a director or senior manager, your decisions can expose you to personal lawsuits—even if the company itself is protected.
D&O Insurance covers your legal defense and potential settlements, ensuring your personal assets aren’t on the line.
What Does D&O Cover?
A strong policy protects you against:
- Legal Defense Costs: For claims of mismanagement, negligence, or breach of duty
- Regulatory Investigations: Costs of responding to bodies like KRA, CMA, or data protection authorities
- Wrongful Acts: Misleading statements, compliance failures, or governance issues
- Employment Claims: Wrongful dismissal, discrimination, or harassment cases
- Personal Asset Protection: Steps in when the company cannot indemnify you
What Affects Your Premium?
Your cost reflects the level of responsibility and risk:
- Financial Position: Strong, stable companies are lower risk
- Industry: Finance, healthcare, and tech attract higher scrutiny
- Cover Limit: Higher limits = stronger protection
- Company Size & Structure: Private vs listed companies carry different exposure levels
Why Work With Us?
D&O is complex—you don’t want to get this wrong.
- Specialist Market Access: We source from leading D&O insurers
- Clear Advice: We simplify complex terms like Side A, B, and C cover
- Right Protection Levels: Structured around your real exposure
- Discreet Claims Support: We manage sensitive claims professionally
- Ongoing Review: Your cover evolves with your business
Protect Yourself Before It’s Too Late
One decision can trigger a lawsuit. Make sure you’re covered.
📧 hello@dennylinkinsurance.co.ke
📞 0721 336 806 (Call/WhatsApp)
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